Best ways to spend your tax return

Best Ways to Spend Your Tax Return

With tax season come and gone, many of us may have received a nice, shiny lump sum for overpaying taxes. It’s far too easy to think of a tax refund as a shopping spree allowance, and while that is one way you could spend your tax return, it’s much more financially beneficial to spend the […]

Combining bank accounts after marriage

First Year of Marriage? How to Effectively Combine Bank Accounts

Perhaps most traditionally, couples combine bank accounts during marriage, but for some, the thought of relinquishing your personal bank account may cause you to cringe. Instead, try to think of combining finances with your spouse as a means of strengthening your financial health and freedom—allowing you to work together as a team to tackle debts, […]

Refinancing my student loans

Will Refinancing My Student Loans Hurt My Credit?

Managing student loan payments after graduation can be overwhelming, and it’s sometimes difficult to see light at the end of the loan tunnel, especially when it feels like you’re making little headway on your repayments. For many of college grads, the potential to reduce your monthly loan payments or interest rates is not only appealing, […]

how to charge clients correctly for your contract services

How to Charge Clients Correctly for Your Services (Part II)

In a previous post, we discussed the first two components in developing a successful pricing model for your contract business. In this next post, we’ll provide further insight on establishing pricing structure that’s competitive, rewarding, and valuable to you and your clients. To achieve this, let’s identify the remaining three key components for correctly charging […]

a contract meeting with a client to review price

How to Charge Clients Correctly for Your Services: Part I

Knowing what to charge for your contractor or small business services is a vital piece of establishing a profitable business. The weight of designing a pricing structure can certainly feel overwhelming, as you want your services to be valuable to your customers and clients, competitive with other similar businesses, sustainable to cover the business’s costs, […]

Neighboring homes in a small community

Learning the Basics of Home Equity

Purchasing a home is a complex process full of numbers, calculations, and signatures. While most homeowners have heard of equity, many do not fully understand what it is, how to increase it, or what types of equity loans exist for homeowners. To help you understand the basics of home equity, the independent financial advisors at […]

money planted inside the ground to symbolize financial growth

How Financial Planning and Tax Planning Are Linked: Part 2

In a previous post, we provided some insight on how to prepare your taxes early for maximum benefit. Now that you’ve organized your receipts, W2s, and 1099 forms—and met with an experienced CPA to prepare and file your return—it’s time to assess how you spent and invested your money all year. Why Is Reviewing Your Tax […]

Calculator and pen on tax preparation spreadsheet

Stress-Free Tips for Preparing Your Taxes: Part I

Waiting until the last minute to file your tax return? Though it’s true not many people are fond of tax season, the reality is if you’re hoping to lower your annual tax bill as much as possible—and avoid costly penalties for missing paperwork—you’ll want to give yourself amble time to file your return for maximum […]