Steve L. Papineau


As co-founder of JHP Financial Services Steve holds his 6, 7, 24, 63 and CERTIFIED FINANCIAL PLANNERTM certification. He also holds insurance licenses in multiple states including Minnesota, Indiana, Wisconsin, Arizona and Florida. Steve is a graduate of Winona State University with a B.S. in finance and economics with a emphasis on investments.

JHP was founded by Jim Hannigan and Steve Papineau, CFP ® in September 2017. They have been close colleagues for over 20 years. Jim and Steve met at FFP Wealth Management in 1999 servicing members at the Anoka Hennepin and Postal (Ideal) credit unions.  In 2003 Jim was offered a dual role position at Securian Financial Group, both as a independent financial advisor and retirement income advisor.   In 2007 the position of retirement income advisor was available, and Steve would join Jim at Securian where they worked together for over 13 years.  In their roles with Securian they were responsible for annuity client retention, retirement plan rollovers, and supporting the sales teams along with the advanced planning attorney.

In late 2017, after many months of strategic business planning, Jim and Steve formed JHP Financial Services, Inc. and joined Focus Financial as a strategic partner.

With a combined 50 years of experience and the assistance of qualified attorneys and accountants, they are committed to maintaining the highest standards of integrity and professionalism in their relationship with you, their client. They endeavor to know and understand your financial situation and provide you with only the highest quality information, services and products to help you pursue your goals.

651-379-3910 Direct Phone
888-631-8166 Toll Free
651-631-1139 Fax Number

Our Process – The Three “R’s”

Retirement Readiness

We believe that whether your retired, close to retirement, or years away, everyone should review their financial situation to determine if their retirement is on track.  If it’s collaboration on income tax, distribution strategies, or making sure you’re saving enough to achieve your retirement goals, retirement readiness is an essential part of our planning process.


By completing a full financial review, we can help you understand what you own in your retirement portfolio. Specifically, are your investments and products accomplishing your retirement readiness goal?  Understanding what you own and why you own it is essential to be comfortable in both pre-and post-retirement.


Are you getting the best results from your retirement portfolio?  We strive to empower our clients to have a full understanding of their financial goals and the solutions to achieve those goals.  With our long-term investment strategy, we guide our clients not to chase trends or overreact to financial markets, but rather assist our clients to maximize the upside while protecting the downside of market fluctuations.  After completing our process, you will feel more confident in your ability to enjoy a long stable retirement.

Our Approach

Jim and Steve work as a team.  They have been partners for over 15 years, most recently at Securian Financial Group as Retirement Income Advisors.  With their combined 50 years of experience and with the assistance of qualified attorneys, accountants, and property and casualty experts, they believe they can provide you with all the necessary tools to assist you with your retirement readiness.

Our Services

Our team’s goal is to make sure you not only understand your retirement needs and goals, but also to ensure you are confident in your retirement plan.  To provide you with those results, they provide the following services (but not limited to):

  • Financial Planning
  • Investment Planning
  • Tax efficient distribution planning
  • College Funding
  • Legacy Planning
  • Asset Protection and Risk Management


1300 Godward Street NE
Suite 5500
Minneapolis MN 55413