
Focus Areas
Comprehensive Financial Planning
Tax Planning
College Planning
About the Financial Advisor
Steve is the co-founder of JHP Financial Services. With his team’s combined 50 years of experience and the assistance of qualified attorneys, accountants, and property and casualty experts, they believe they can provide you with all the necessary tools to assist you with your retirement readiness.
Steve has a diverse clientele living in multiple states including IL, WI, AZ, CA, FL and many others in addition to his home state MN.
They specialize in saving and distribution planning, helping their clients understand their tax situation allowing them to maximize the after-tax benefit of their hard-earned income.
Education and Designations
- Winona State University, Bachelor’s Degree, Finance & Economics emphasis on Investments
- CFP® – CERTIFIED FINANCIAL PLANNER™
- Series 6, 7, 24 & 63 licenses
Personal Life
Steve lives in Ham Lake with his wife, Jen, and daughters Gabby and Lucy. They enjoy hiking, exploring, and camping. Steve also enjoys golfing and tinkering with his cars.

Contact
Direct Phone: 651-379-3910
Main Phone: 651-631-8166
E-mail: spapineau@focusfinancial.com
Suite 5500
Minneapolis MN 55413