Michael D. Trnka

Financial Advisor

320-257-0078 Direct Phone
877-645-8765 Toll Free
320-257-0079 Fax Number

My Approach

Michael D. Trnka specializes in working with clients who are in retirement or are approaching retirement by supporting them with personalized strategies that help reduce risk in their portfolios and focus on income generation.

Understanding a client’s goals begins with learning about their family structure and their unique needs. With a comprehensive understanding, Michael recommends and helps his clients decide on implementation strategies to help best achieve their goals.

Strategies within the financial plan include asset management, retirement income generation, portfolio diversification, gifting strategies, insurance needs, and estate planning.

Comprehensive Review
• Analysis and evaluation of a client’s complete financial picture, leading to the development of a financial plan with a personalized strategy.

Implementation & Execution
• With an agreed upon plan, the details are put into action to start working towards the client’s defined goals.

Monitoring & Tracking
• Ongoing review of the financial plan helps to ensure progress towards goals continues to be made.

My Experience

Specializing in investment management, retirement and estate planning for individuals and families, Michael started his career as a Financial Advisor with a Bachelors of Business Administration in Banking and Finance. He has been in the financial services industry since 1989.


110 2nd Street S.
Suite 304
Waite Park MN 56387