Neighboring homes in a small community

Learning the Basics of Home Equity

Purchasing a home is a complex process full of numbers, calculations, and signatures. While most homeowners have heard of equity, many do not fully understand what it is, how to increase it, or what types of equity loans exist for homeowners. To help you understand the basics of home equity, the independent financial advisors at […]

money planted inside the ground to symbolize financial growth

How Financial Planning and Tax Planning Are Linked: Part 2

In a previous post, we provided some insight on how to prepare your taxes early for maximum benefit. Now that you’ve organized your receipts, W2s, and 1099 forms—and met with an experienced CPA to prepare and file your return—it’s time to assess how you spent and invested your money all year. Why Is Reviewing Your Tax […]

Calculator and pen on tax preparation spreadsheet

Stress-Free Tips for Preparing Your Taxes: Part I

Waiting until the last minute to file your tax return? Though it’s true not many people are fond of tax season, the reality is if you’re hoping to lower your annual tax bill as much as possible—and avoid costly penalties for missing paperwork—you’ll want to give yourself amble time to file your return for maximum […]

Improve financial health in 2019

Improve Your Personal Financial Health in 2019

In a previous blog post, we discussed some effective strategies to help small business owners take control of their financial planning initiatives in 2019. For this next post, we wanted to focus on how individuals can manage their personal spending habits and debt and also improve their overall financial health well into the new year! […]

woman setting financial goals for her business

A Small Business Owner’s Guide: Setting Financial Goals for 2019

A new year means a fresh start for your business! It’s an opportunity to review the previous year’s performance, sales, and your current brand strategy. It’s also an important time for planning new goals for 2019 and evaluating your company’s financial health. At Focus Financial, we help business owners create financial planning goals that align […]

Holiday spending tips to stay on track this season.

How to Plan and Keep Your Holiday Spending in Check This Season

Tis the season of giving—and sometimes overspending! As the holiday season gets closer, stores are filling up with one-day sales, limited-time offers, and exclusive savings when you sign up for a member’s card. This all sounds tempting. And you may start to feel that if you don’t act fast, you’ll miss the best deals before […]

Women thinking about her financial planning strategy

How Open Enrollment Affects Your Financial Planning Strategy

Every November, individuals across the United States are assigned the task of reviewing their current medical coverage and deciding whether or not to switch healthcare plans. This is an important time of year for everyone— and for more reasons than may you think. The obvious reason is to find an affordable healthcare plan that covers […]

Asset allocation planning for young professionals

A Young Investor’s Guide to Asset Allocation

As a young professional, you’ve probably heard the terms asset allocation, risk tolerance, or portfolio management, especially if you’re enrolled in your employer-provided 401 (k) plan. In fact, you may already be making high-risk investments now, but are you proactively managing your portfolio? And if your long-term goals were to change, do you know which […]

Deciding to switch financial planning firms after a move

Moving? How to Decide Whether or Not to Switch Financial Planning Firms

Relocating to a new state, whether for career advancement or personal reasons, involves many important tasks. Changing your driver’s license, registering a new address, and even finding a new dentist is all part of the moving process. But if you currently have a financial advisor who helps you manage your investments and retirement planning, should […]